Payment Integration

# Payment Integration Process payments through the Microdil API. ## Overview Our payment API supports multiple payment methods and provides secure transaction processing. ## Process Payment **Endpoint**: `POST /v1/payments` **Request**: ```json { "amount": 99.99, "currency": "USD", "method": "card", "card": { "number": "4111111111111111", "exp_month": 12, "exp_year": 2027, "cvc": "123" }, "description": "Order #12345", "metadata": { "order_id": "12345", "customer_email": "customer@example.com" } } ``` **Response**: `200 OK` ```json { "id": "pay_abc123", "status": "succeeded", "amount": 99.99, "currency": "USD", "created_at": "2026-03-10T15:30:00Z" } ``` ## Payment Methods Supported payment methods: - `card` - Credit/debit cards - `bank_transfer` - Bank transfers - `digital_wallet` - Digital wallets (PayPal, Apple Pay, Google Pay) - `cash` - Cash payments ## Payment Statuses - `pending` - Payment initiated - `processing` - Payment being processed - `succeeded` - Payment successful - `failed` - Payment failed - `cancelled` - Payment cancelled - `refunded` - Payment refunded ## Refunds **Endpoint**: `POST /v1/payments/{payment_id}/refund` **Request**: ```json { "amount": 50.00, "reason": "Product returned" } ``` ## Webhooks Subscribe to payment events: - `payment.succeeded` - Payment successful - `payment.failed` - Payment failed - `payment.refunded` - Payment refunded ## Security - All payment data is encrypted in transit (TLS 1.2+) - PCI DSS compliant - Card data never stored on our servers - 3D Secure supported for additional security